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HOW TO SAVE: For some students, renting your textbooks or buying used textbooks through a site like, or can save you on college costs each semester. You may pay less if you’re an English major, as paperback novels can be bought for a few bucks. You might pay more if you’re a science major, as these classes often have expensive textbooks that are updated each year. The average yearly cost of books for college students is $1,200. After your freshman year, you might want to ditch the meal plan-it’s often cheaper to buy inexpensive food on your own, says Schrage.
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However, most schools offer options, such as a lower amount of meals per week (good if you want to get your own breakfast or meals on weekends). The convenience of getting meals on campus is probably worth the cost for the first year. HOW TO SAVE: If you live in a dorm your freshman year, you’ll probably have to buy a meal plan. The cost will vary if you choose to live in a Greek house, an off-campus apartment or, to really save money, living at home. Students at public schools can expect to pay an average of $8,887 and those at private schools will pay an average of $10,089 per year. housing and meals-can range a lot depending on where you live and what school you go to. You’ll get your degree from your dream school at half the price.
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If you don’t score enough money to go to your dream school, consider going to an in-state or two-year school for a couple of years and then transferring,” says Andrew Schrage, the Editor at Mone圜. But don’t stop there! Check out our article “Score Cash for College” (page 54) for other places to look for scholarships. You’ll automatically be eligible for some scholarships offered by the schools you get accepted by. HOW TO SAVE: The best way, of course, is to obtain scholarships, which don’t have to be paid back. Tuition and fees represent the largest component of your total annual college cost. The average annual tuition and fees range from $8,244 for in-state students at a public school to $20,770 per year for out-of-state students, to $28,500 at a private college. Your tuition and fees-tuition covers the cost of your classes fees cover everything from athletics to the student health center -can vary by tens of thousands of dollars, depending on the school you select. So, here’s a detailed look at what you’ll pay for college each year––and how you can save on each expense. Of course, it’s a little more complicated than that. Add in personal expenses, books, supplies and transportation, and the total annual tab balloons to about $21,500 for an in-state public university to $34,000 for an out-of-state student at a public school to over $42,000 for a private college.* The quick gist of it is this: The bulk of your college expenses come from your tuition, fees, room and board, which altogether typically cost anywhere from about $17,000 (for an in-state public school) to $29,600 (for an out-of-state public school) to $38,500 per year (for a private school), according to a study by the College Board. To help you figure out how much college will cost you each year, we’ve made a list of the major expenses and the price tag for each. And while these costs add up, there’s no need to panic: We’ve got ways you can save big. College students should also think about how much everything from an apartment to flying back home for break to late-night munchies will cost them. When it comes to paying for college, there’s a lot more to consider than just the tuition bill. You've also got to factor in books, fees, living expenses, and travel back home. Tuition is just one portion of your college cost.